Elite Approvals
TRUSTED FINANCIAL EXPERTS

BUILD BETTER CREDIT. SECURE MORE FUNDING.

Expert Credit Repair & Business Funding Solutions

We help individuals and business owners improve their credit, access funding, and create lasting financial opportunities.

Financial literacy, business funding, tax preparation & credit repair β€” all in one place
Stoney Clark, Founder of Elite Approvals
LICENSED & BONDED — Elite Approvals is backed by a surety bond for your protection. As required for credit services organizations, we maintain a surety bond so clients have recourse in the rare event of a dispute over our services. Surety Bond #SBXXXX78 · Plate River Insurance Corp LICENSED & BONDED — Elite Approvals is backed by a surety bond for your protection. As required for credit services organizations, we maintain a surety bond so clients have recourse in the rare event of a dispute over our services. Surety Bond #SBXXXX78 · Plate River Insurance Corp
WHAT WE OFFER

Our Services

Financial Literacy

Financial Literacy

Education and resources to build lasting financial confidence.

From $39/mo · sessions from $79
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Credit Repair

Credit Repair

Dispute inaccurate items and work toward a healthier credit profile.

From $99 setup + $99/mo
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Tax Preparation & Planning

Tax Preparation & Planning

Accurate, efficient filing for individuals and small businesses.

From $199
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Business Credit Building

Business Credit Building

Establish and strengthen credit under your business identity.

$199 setup + $129/mo
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Business Funding Guidance

Business Funding Guidance

Credit repair offered alongside support for business funding.

$299 setup + $149/mo
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Business Start-Up

Business Start-Up

EIN and LLC filing guidance to get your business properly established.

$199
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Tradelines

Tradelines

Authorized-user tradeline placements to help strengthen your credit profile.

Starting at $299
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Stoney Clark, Founder of Elite Approvals
MEET THE FOUNDER

Stoney Clark

Chief Executive Officer β€” Master of Credit Repair & Business Funding

"Empowering businesses. Elevating credit. Changing lives." I know firsthand that behind every credit score and every business plan is a person carrying real worry, about bills, about missed opportunities, about whether things can actually get better. That is why I founded Elite Approvals, so that no one has to face those challenges alone or figure it out by guesswork. Whether you are rebuilding your credit after a hard season, trying to secure funding to grow something you have poured your heart into, or simply looking for someone who will explain your options in plain language and treat you with patience and respect, my team and I are here to walk alongside you every step of the way. I built Elite Approvals on integrity, strategy, and results, but more than anything, I built it on the belief that everyone deserves a real chance at financial peace of mind. Thank you for trusting us with your journey.

Stoney Clark, Founder & CEO

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LEADERSHIP

Meet the Team

Dacia Sumpter, Director of Operations
LaTasha Lavaughlin, Director of Funding Strategy
ABOUT ELITE APPROVALS

Our Mission, Vision & Services

Our Mission

Our Mission

To empower individuals and businesses to achieve financial freedom and stability through financial literacy, business funding, tax preparation, and credit repair β€” delivered with integrity, professionalism, and exceptional customer care.

Our Vision

Our Vision

To be the trusted leader in financial services, recognized for expertise, innovation, and dedication to our clients' financial goals β€” making a positive impact through education, resources, and personalized support.

Our Services

Our Services

A full range of financial literacy education, business funding guidance, tax preparation and planning, and personal and business credit repair β€” all under one roof.

CLIENT STORIES

What Our Clients Say

S.M.
"
★★★★★
I came to Elite Approvals feeling overwhelmed by my credit situation. Their team explained every step clearly and kept me informed throughout the process. I appreciated their professionalism, honesty, and quick communication. I would confidently recommend Elite Approvals to anyone looking for reliable financial guidance.
β€” Sarah M., Credit Repair
J.R.
"
★★★★★
Elite Approvals made building business credit much easier than I expected. They provided clear guidance and answered all of my questions with patience. The process was organized, professional, and easy to follow. I now feel more confident about growing my business.
β€” James R., Business Credit Building
T.L.
"
★★★★★
My tax preparation experience was smooth from beginning to end. The team was knowledgeable, responsive, and made sure everything was completed accurately. They took the time to explain important details before filing my return. I will definitely use their services again next tax season.
β€” Tiffany L., Tax Preparation
M.D.
"
★★★★★
The financial literacy sessions gave me practical tools that I could use immediately. I learned how to budget more effectively and better understand my credit. Every session was informative, engaging, and easy to understand. I highly recommend this program to anyone wanting to improve their financial knowledge.
β€” Michael D., Financial Literacy
Why Choose Elite Approvals
WHY CHOOSE US

Why Choose Elite Approvals?

  • Transparent Pricing — no hidden fees, ever.
  • Fast Turnaround — get results when you need them.
  • Personalized Guidance — every client's situation is different.
  • Secure & Confidential — your data is always protected.
  • Licensed & Bonded — Surety Bond #SBXXXX78, Plate River Insurance Corp.
  • Virtual Appointments — secure service, wherever you are.
LICENSED & BONDED

Elite Approvals is backed by a surety bond for your protection.

As required for credit services organizations, we maintain a surety bond so clients have recourse in the rare event of a dispute over our services.

Surety Bond #SBXXXX78 · Plate River Insurance Corp
KNOW YOUR RIGHTS

Straight Answers Before You Sign

What is the Fair Credit Reporting Act (FCRA)?

Federal law gives you the right to dispute inaccurate or unverifiable information on your credit report, and credit bureaus must investigate disputes within a set timeframe.

What is the Credit Repair Organizations Act (CROA)?

Federal law that governs credit repair companies β€” including your right to a written contract, a copy of the "Consumer Credit File Rights" disclosure, and protection against upfront fees for services not yet performed.

Can I cancel my contract?

Yes β€” you generally have the right to cancel within 3 business days of signing without any charge or penalty.

What does the surety bond mean for me?

It provides an added layer of financial protection for clients, as required for credit services organizations under state law.

GET IN TOUCH

We'd Love to Hear From You

Call Us

866-960-9499

Hours

Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
Appointments available for consultations and credit/tax assistance.