Financial Literacy Coaching Service Agreement
This Financial Literacy Coaching Service Agreement ("Agreement") is entered into between Elite Approvals ("Company") and the undersigned client ("Client") for the purpose of providing financial literacy education and coaching. WHEREAS, Client desires to retain Company for financial literacy education in the format selected at enrollment; WHEREAS, Company agrees to provide such services under the terms of this Agreement; NOW THEREFORE, the parties agree as follows:
Section 1: Scope of Services
- Provide financial literacy education covering topics such as budgeting, credit fundamentals, and healthy financial habits.
- Deliver sessions in the format Client selects at enrollment: a single session, a 3-session package, or ongoing monthly access.
- Provide supplemental resources or materials to support Client's continued learning where applicable.
Section 2: Fees & Payment
Client agrees to pay the fee corresponding to the format selected at enrollment, due at signing: Single Session $79, 3-Session Package $249 (one-time), or Monthly Access $39 per month (recurring, billed monthly until cancelled).
Section 3: No Guarantee / Disclaimers
Company provides general financial education only, and does not provide individualized financial, investment, tax, or legal advice. Company does not guarantee any specific financial outcome, credit score change, or result from participation in coaching sessions. Client should consult a licensed financial, tax, or legal professional for advice specific to Client's individual circumstances.
Section 4: Client Responsibilities
- Attend scheduled sessions as booked, or reschedule with reasonable advance notice to Company.
- Provide accurate information about Client's financial situation to the extent relevant to the topics discussed.
Section 5: Term & Cancellation
Single Session and 3-Session Package are one-time purchases; sessions not used within ninety (90) days of purchase may be forfeited unless other arrangements are made with Company in writing. Monthly Access is a recurring subscription that Client may cancel at any time by providing written notice to Company, with cancellation taking effect at the end of the then-current billing period.
Section 6: Independent Contractor Relationship
The relationship between Client and Company is that of independent parties. Nothing in this Agreement creates a partnership, joint venture, employment relationship, or fiduciary relationship. Neither party has authority to bind the other except as expressly stated in this Agreement.
Section 7: Limitation of Liability
To the fullest extent permitted by applicable law, Company and its owners, employees, contractors, and representatives shall not be liable for indirect, incidental, special, or consequential damages arising from the performance of services under this Agreement. Company's total liability, if any, shall not exceed the total amount actually paid by Client to Company under this Agreement. Nothing in this Agreement limits any rights or protections provided to Client under applicable federal or state consumer protection law.
Section 8: Governing Law
This Agreement shall be governed by and interpreted according to the laws of the State of Florida. Any dispute arising from this Agreement shall first be addressed through good-faith communication between the parties before either party pursues other available remedies.
Section 9: Entire Agreement & Severability
This Agreement represents the complete understanding between Client and Company regarding the services described above and replaces all prior discussions or proposals relating to those services. Any changes must be made in writing and agreed to by both parties. If any provision of this Agreement is found invalid or unenforceable, the remaining provisions shall continue in full effect.
Section 10: Electronic Signature Agreement
This Agreement may be executed electronically. Client acknowledges that an electronic signature has the same legal effect as a handwritten signature. By signing electronically, Client confirms that Client has read, understands, and agrees to the terms of this Agreement.
Section 11: Client Right to Cancel
Client may cancel this Agreement without penalty within three (3) business days after signing, provided Company has not yet begun substantive work or made a third-party placement on Client's behalf. Any payment received during that window will be refunded within ten (10) days of Company receiving the cancellation notice.
